Effective Date: 28/02/2025
Last Updated: 19/03/2025
Islamic Finance Review (IFR) is committed to protecting your privacy and ensuring transparency in how we collect, use, and safeguard your personal information. This Privacy Policy outlines our data collection practices, how we use information, and your rights regarding your personal data. By using our website https://islamic-finance-review-10d5327.ingress-haven.ewp.live, you agree to the terms of this Privacy Policy.
1. Who We Are
Islamic Finance Review (IFR) is an open-access journal dedicated to advancing research in Islamic finance, banking, and economics. Our website address is https://islamic-finance-review-10d5327.ingress-haven.ewp.live.
2. Information We Collect
We may collect personal information provided by users, including name, email address, phone number, and any details submitted during manuscript submissions, membership registrations, or inquiries. For users who create accounts, we collect login credentials and profile details. When payments are made for subscriptions, article processing charges (APC), or donations, we process billing details through third-party payment processors such as Stripe. IFR does not store sensitive payment data directly. Manuscript submissions may include author details, affiliations, and funding disclosures.
Additionally, IFR automatically collects certain data when users visit the website. This includes IP addresses, browser type, referring URLs, and timestamps. Cookies and tracking technologies help us remember user preferences, analyze website traffic, and improve the browsing experience. IFR also uses third-party analytics tools such as Google Analytics to track website interactions and engagement trends.
3. Comments
When visitors leave comments on the site, we collect the data shown in the comments form, along with the visitor’s IP address and browser user agent string to help with spam detection. An anonymized hash created from the email address may be provided to the Gravatar service to determine if the user has an associated profile. The Gravatar service privacy policy is available at https://automattic.com/privacy/. Once a comment is approved, the profile picture (if applicable) is visible to the public alongside the comment.
4. Media
If users upload images to the website, they should avoid including embedded location data (EXIF GPS). Visitors to the website can download and extract location data from images posted on the site.
5. Cookies and Tracking Technologies
IFR uses cookies to enhance user experience, analyze traffic, and remember preferences. Users can manage cookie settings through their browser preferences or opt-out of non-essential tracking.
When a user leaves a comment, they may opt-in to saving their name, email address, and website in cookies for convenience. These cookies last for one year. If a user visits the login page, a temporary cookie will be set to determine if the browser accepts cookies; this cookie contains no personal data and is discarded when the browser is closed. Upon logging in, additional cookies are set to save login information and screen display preferences. Login cookies last for two days, while screen options cookies last for one year. Selecting “Remember Me” extends the login persistence for two weeks. Logging out removes these cookies. When a user edits or publishes an article, a cookie is stored containing the post ID, expiring after one day.
6. Embedded Content from Other Websites
Articles on this site may include embedded content (e.g., videos, images, and articles). Embedded content from other websites behaves the same way as if the visitor has accessed the external website directly. These third-party sites may collect data, use cookies, embed tracking mechanisms, and monitor user interactions, including tracking interactions with embedded content if the visitor has an account and is logged in on the respective external site.
7. Data Sharing and Disclosure
IFR does not sell, rent, or share personal data for marketing purposes. However, we may share necessary information with service providers such as hosting providers, analytics platforms, and payment processors to facilitate transactions and maintain website functionality. If legally required, we may disclose personal data to regulatory authorities, courts, or law enforcement agencies. During the editorial and peer review process, author details and manuscript data may be shared with editors and reviewers while ensuring confidentiality where applicable.
If a user requests a password reset, the associated IP address will be included in the reset email.
8. Data Retention
We retain personal data only for as long as necessary to fulfill its purpose. Comments and their metadata are retained indefinitely to facilitate automatic approval of future comments instead of holding them in a moderation queue. User accounts and membership records are kept until the user requests deletion. Manuscript submissions and publication records are retained indefinitely to ensure citation integrity and academic referencing. Payment and transaction records are maintained according to financial and tax regulations.
9. User Rights and Choices
Users have the right to access their personal data and request a copy of the information we hold. They can request corrections to inaccurate or incomplete information and may also request the deletion of their personal data, subject to legal and publishing obligations. Users who have an account or have left comments may request an exported file of their personal data. They may also request that their personal data be erased, except where data retention is required for administrative, legal, or security purposes. Users can object to certain types of processing, including direct marketing, and may request to receive their personal data in a structured, machine-readable format. To exercise these rights, users can contact us at [Insert Contact Email].
10. Where Your Data is Sent
Visitor comments may be checked through an automated spam detection service. Additionally, data may be processed by third-party providers to facilitate journal operations, payments, analytics, and hosting. Any international data transfers comply with legal safeguards to ensure the security and integrity of user information.
11. Data Security Measures
We implement security measures to protect personal data from unauthorized access, breaches, and misuse. These measures include encryption protocols for secure transactions, access controls to prevent unauthorized data access, and regular security audits to monitor for vulnerabilities. While we strive to safeguard all personal data, users should be aware that no online system can guarantee absolute security.
12. Changes to This Privacy Policy
IFR reserves the right to update this Privacy Policy periodically. Any changes will be posted on this page, and the effective date will be updated accordingly. Users are encouraged to review this policy regularly to stay informed about how their data is handled.
13. Contact Information
For inquiries related to this Privacy Policy or to exercise your data protection rights, please contact us at:
📧 Email: contact@islamicfinancereview.co.uk
🌐 Website: https://islamic-finance-review-10d5327.ingress-haven.ewp.live
By using the Islamic Finance Review website, users agree to the terms outlined in this Privacy Policy.